Spoiler alert: All these stages of being poor lead to some major FOMO.
Seriously though, no one tells you that although you’ll be making more money than you’ve ever made in your entire life…you’ll still be poor because of crappy financial decisions.
Stage 1) You and your friends all have fancy new jobs. Time to go do really cool adult stuff that you can now afford to do!
I promise, that paycheck doesn’t go as far as you think it will. You have to, you know, pay to live somewhere and whatnot.
Stage 2) FREAKOUT when you get your credit card statement. How is possible that you spent this much at Chipotle?
The “oh shit, what am I going to do to pay this back?” question will definitely keep you up at night.
Stage 3) Sarcastically make remarks about how you’re poor but not actually change any spending habits.
Yeah… that debt isn’t just going to go away on it’s own. Time to own up.
Stage 4) Decide you need to hunker down and be responsible. This leads to you eating Raman and telling your friends you can’t go see Justin Timberlake live in concert.
The amount of FOMO in this phase is THE WORST. Keep strong, you’re doing the right thing.
It will seriously feel like you’ll never get to go do anything fun ever again.
Stage 5) Realize that the miserableness is paying off and that you’re actually almost free and clear.
And the award for being the most responsible adult goes to… MEEEE
Stage 6: Get a little lax with your spending, because you totally have been so responsible lately.
Stage 7) Realizing you were dumb and spent too much and are actually back to Stage 1.
Seriously bro? You were just here! Adulthood is a beotch.